Living in Sydney

Panduan Membuka Rekening Bank ING di Australia｜Dapatkan Bunga 5.0% + Bonus $100!

ING adalah bank yang paling saya puas gunakan selama tinggal di Australia!

Sekarang sedang ada promo bunga tinggi 5.0% per tahun + bonus $100 jika memasukkan kode referal, waktu yang tepat untuk membuka rekening.

Saya juga membuka rekening lewat promo ini 2 tahun lalu, dan sampai sekarang masih menjadi bank utama saya!

💡Kenapa rekomendasi ING?

✅ Bunga tinggi 5.0% per tahun (untuk rekening tabungan)
✅ Bonus $100 dengan memasukkan kode referal
✅ Pengembalian biaya transaksi luar negeri
✅ Pengembalian biaya penarikan ATM 5 kali per bulan
✅ Aplikasi mudah digunakan dan intuitif

Bank lain seperti Commonwealth, NAB hanya memberi bunga 2-3%, tapi ING masih 5.0%!

🗓️ Periode Promo & Info

Periode promo: 1 Juli 2025 – 30 September 2025
Kode referal: Jtd082

📝 Persiapan Sebelum Membuka Rekening

Paspor atau KTP Australia (ID)
Bukti domisili di Australia (misalnya: rekening bank)
Handphone untuk verifikasi SMS
Waktu sekitar 10-15 menit

🏦 Cara Membuka Rekening (Ringkas)

Buka situs resmi ING atau klik link referal

👇

https://campaigns.ing.com.au/refer?code=Jtd082&p=a

Klik "Open Now" > "New Customer" > pilih "Single Account"
Isi data pribadi, kontak, kewarganegaraan / info pajak
Centang untuk buka rekening tabungan (Saving Maximiser) juga

✨Masukkan kode referal Jtd082 (otomatis jika lewat link)

🧡 PENTING: Tanpa memasukkan kode referal, tidak dapat bonus $100!

🪪 Cara Verifikasi Identitas

Jika punya ID Australia, bisa verifikasi mudah
Kalau tidak, bisa pakai paspor + rekening bank
Rekening bank bisa diunduh dalam format PDF di aplikasi/web Commonwealth
Rekening harus memuat nama, alamat domisili, dan tanggal dalam 6 bulan terakhir

📨 Kadang dapat email minta verifikasi di kantor pos!

Kadang ING meminta verifikasi di kantor pos dengan dokumen dan paspor.
Download dokumen, lalu bawa ke kantor pos terdekat untuk verifikasi.
Prosesnya mudah dan gratis, tanpa biaya apapun.

🎉 Syarat Mendapat Bonus $100

Masukkan kode referal (Jtd082) dan penuhi semua syarat berikut, bonus akan masuk sekitar 1 bulan:

• Setor $1000 ke rekening tabungan Orange Everyday
• Lakukan 5 transaksi menggunakan kartu ING
• Setor minimal $1 ke rekening tabungan Saving Maximiser

Bonus masuk dengan nama “Miscellaneous Credit”, cek saldo Anda.

💰 Syarat Mendapat Bunga 5.0%

Setiap bulan harus penuhi 3 syarat berikut agar dapat bunga:

• Saldo Orange Everyday minimal $1000
• Gunakan kartu ING minimal 5 kali (transaksi pending tidak dihitung)
• Saldo Saving Maximiser lebih tinggi dari bulan sebelumnya (meskipun $0.01 saja)

Bunga otomatis masuk tiap tanggal 1, bisa dicek di aplikasi.

🙋‍♀️ Pengalaman Pakai ING 2 Tahun

Dapat bunga rutin setiap bulan, aplikasi mudah dipakai dan tampilan mirip aplikasi perbankan Korea seperti Toss atau Kakao Bank.
Gratis biaya tarik tunai ATM 5 kali per bulan, bebas tarik di mana saja.
Awalnya ragu pindah ke ING, sekarang merasa itu keputusan yang tepat!

🎁 Penutup

Semoga panduan ini membantu yang ingin buka rekening ING,
Jangan sampai kelewatan bonus $100 dan bunga tinggi 5.0%!

Kalau ada pertanyaan, silakan komentar atau pesan saya.
Semangat menjalani hidup di Australia 🇦🇺🧡

ING Bank Account Opening Guide in Australia｜Get 5.0% Interest + $100 Bonus!
ING is the bank I have been happily using while living in Australia!
Currently, there is a great promotion offering 5.0% annual interest + $100 bonus when you enter a referral code, making it a perfect time to open an account.

I opened my account through this promotion 2 years ago, and it is still my main bank!

💡 Why Recommend ING?

✅ High 5.0% interest per annum (on Savings Account)
✅ $100 bonus on entering referral code
✅ Refund on overseas transaction fees
✅ Up to 5 ATM withdrawal fee rebates per month
✅ User-friendly and intuitive app

Commonwealth Bank, NAB and others offer only 2-3% interest, but ING still maintains 5.0%!

🗓️ Promotion Period & Info

Promotion Period: 1st July 2025 to 30th September 2025
Referral Code: Jtd082

📝 Documents Required Before Opening Account

Passport or Australian ID (ID)
Proof of residence in Australia (e.g. Bank Statement)
Mobile phone (for SMS verification)
Approximately 10-15 minutes of your time

🏦 How to Open Account (Simple Summary)

Visit ING official website or use referral link

Click the link below

https://campaigns.ing.com.au/refer?code=Jtd082&p=a

Click "Open Now" > "New Customer" > Select "Single Account"
Enter personal details, contact, nationality/tax information

Make sure to tick to open Saving Maximiser account as well

Enter promotion / referral code Jtd082 (auto-filled if using referral link)

Note: Without referral code, you won’t be eligible for $100 bonus!

🪪 Identity Verification Method

If you have Australian ID, verification is straightforward
If not, use passport + Bank Statement
Bank Statement can be easily downloaded as PDF from Commonwealth app/website
Statement must contain your name, residential address, and issue date (within 6 months)

📨 Occasionally, you may receive an email requesting you to verify at the post office!

In some cases, ING may ask you to visit the post office with your documents and passport for verification.
Download the form, visit the nearest post office for verification.
This process is simple and free of cost.

🎉 Conditions to Get $100 Bonus

Enter referral code (Jtd082) and meet all of the following conditions to get bonus within about 1 month:

• Deposit $1000 into Orange Everyday account
• Make 5 transactions with ING card
• Deposit at least $1 into Saving Maximiser account

Bonus will be credited as “Miscellaneous Credit”, please check your account.

💰 Conditions to Maintain 5.0% Interest

Every month you must meet the following 3 conditions to earn interest:

• Have at least $1000 in Orange Everyday account
• Make 5 or more transactions with ING card (excluding pending)
• Saving Maximiser balance must increase from previous month (even by 1 cent)

Interest is automatically credited on 1st of every month, and you can check eligibility in the app.

🙋‍♀️ My 2 Years Experience Using ING

Earn steady interest every month, app is intuitive and shows real-time transactions, feels like Korean banking apps Toss or Kakao Bank.
ATM withdrawal fees waived up to 5 times a month, free to withdraw anywhere.
I hesitated at first but now feel it was the right choice!

• Make the most of ING’s high-interest savings account: Even small monthly balance increases can benefit from compound interest.
• Reduce unnecessary overseas transaction fees: Use your ING card to get reimbursed for international fees!
• Manage your budget regularly: Carefully check transactions in the app and plan your monthly expenses.
• Build a saving habit with consistent small automatic transfers.
• Manage your earnings and living expenses: Separate multiple accounts for different purposes to keep things simple.

🎁 Final Words
Hope this post helps those considering opening an ING account,
Don’t miss out on the $100 bonus and high 5.0% interest!

Feel free to ask questions in comments or message me.
Best of luck with your life in Australia 🇦🇺🧡